Is it mandatory for massage therapists in Maryland to carry liability insurance?

In Maryland, while it is not a legal requirement for massage therapists to carry liability insurance, it is strongly advised for several reasons. Liability insurance can offer financial protection in the event of a lawsuit or claim of negligence, which is a possibility in any hands-on profession. For massage therapists, having this insurance can safeguard their personal assets and support their professional credibility.

Additionally, client trust is enhanced when therapeutic professionals demonstrate their commitment to safe and ethical practice by obtaining insurance. Many clients feel more secure knowing that their therapist is insured, as it indicates a level of professionalism and dedication to the field.

The other choices presented either misrepresent the necessity of insurance or suggest limitations that do not align with the broader practice standards in the field. Thus, while liability insurance is not strictly mandatory, it serves as a crucial component of professional practice in the massage therapy community.